Joe O’Loughlin

Employment

• HREC Investment Advisors – Boston, MA – 2023 to Present – Senior Vice President, Mortgage Brokerage
• Wells Fargo Commercial and Investment Banking – Boston, MA – 2009 to 2022 – Director, Specialty Real Estate Finance
  • Senior lead relationship manager for national hospitality financing group with $12 billion in commitments. Credit and line responsibility for East Coast institutional clients with current loan commitments > $1.0 billion. Primarily focused on institutional customers in the Northeast and Florida;
  • Responsible for the sourcing, underwriting, structuring, and closing of large senior/structured/secured hospitality loans for balance sheet hold and syndication. Average annual production $500 million, average loan size $50 million. Relationship base includes private equity funds, life insurance companies and HNW family developer/owners;
  • Front line risk manager responsible for navigating multi-level credit approval process, sponsor/collateral risk ratings, loan servicing, quarterly credit reporting/review, loan restructuring and ongoing regulatory compliance for all sponsors and credits;
  • Responsible for the recruiting, management and mentoring of emerging talent
• Wells Fargo Commercial and Investment Banking – New York, NY & Boston, MA – 1999 to 2009 – Vice President, Wells Fargo Real Estate Merchant Banking
  • Senior relationship manager for high yield lending group specializing in nonrecourse real estate financing for opportunistic/turnaround business plans. Average annual production $250 million, average loan size $25 million. Clients included private equity funds and HNW owners/operators/developers;
  • Loan types included construction (ground up and conversion), acquisition/renovation, land development and mezzanine financing. Typical loan structures included first mortgage, senior/mezz, syndication and note financing;
  • Responsible for the underwriting, acquisition, onboarding, and disposition of distressed loan portfolios
• AEW Capital Management, LP – Boston, MA – 1997 to 1999 – Assistant Vice President, Equity Research Analyst
  • Member of four-person team managing a $1.0 billion REIT portfolio on behalf of institutional investors. Developed ‘ground up’ asset-based valuation models for hotel and office REITs. Built and maintained proprietary earnings projections for 21 companies. Presented detailed buy/hold/sell recommendations to Portfolio Managers
• Copley Real Estate Advisors – Boston, MA – 1993 to 1997 – Investment Officer
  • Asset Manager for $280MM pension fund equity investment in a five million SF commercial real estate portfolio. Responsibilities included annual business planning, budgeting, lease approval and expense management for office, industrial and residential properties. Managed key relationships with lenders, joint venture partners and investors/consultants while restructuring and liquidating problem investments for a closed end real estate fund
• Travelers Realty Investment Company – Boston, MA – 1991 to 1993 – Investment Analyst
  • Provided administrative and analytical support to corporate approval team for loan modifications and REO management/sales with an annual volume of $1.0 billion. Key member of due diligence/closing teams for $650MM sale of REO portfolio and securitization of $350MM residential real estate loan portfolio

Education

St. Michael’s College – Colchester, VT

BABA – Finance, 1987